On May 27, 1881 a note was placed in the Simcoe Reformer inviting the free holders of Norfolk County to a meeting in the Mechanics Institute in Simcoe on June 11, 1881, to “consult whether it be expedient to establish a fire insurance company in the County of Norfolk on the mutual principle.”
It was during this time that some progressive farmers of Norfolk County decided they should investigate “whether it be expedient” to establish a fire insurance company. The Norfolk County Farmers Mutual Fire Insurance Company.
It was agreed by these men that an insurance company “was expedient” and that a subscription book be opened to accept signatures of “owners of property moveable or immoveable.”
The name was confirmed as “The Norfolk County Farmers Mutual Fire Insurance Company” and 13 directors were elected representing the 5 townships, namely Woodhouse, Charlotteville, Walsingham, Windham (3 each) and Middleton.
By 1882, delegates were invited from the 54 mutual companies of that time, to a meeting in Toronto where the inspector, Dr. John Howard Hunter, M.A., K.C., coordinated discussion of their mutual problems, the types of policies and forms best suited to their needs, and gave them the opportunity to meet in a common cause. This served to build respect and cooperation between their companies that they might present a united force for good in the protection of the rural areas against the ever present hazard of fire, and do so at a very reasonable rate.
Today, as a mutual we strive to foster strong relationships with our Broker Partners; while maintaining efficiency and excellent service through our well trained and highly knowledgeable management and staff. This enables us to continue to serve the changing needs of our policyholders.
Norfolk Mutual is century committed to the principles of honesty and integrity. Our beliefs guide us in setting priorities and policies to manage the company on a day-to-day basis. Long range planning and innovative technology will carry us into the future.